In Gulmi, one lakh more people have access to health insurance
Gulmi's population has shown a growing interest in health insurance in recent times. The district is seeing success with the government-initiated health insurance program, which aligns with the goal of giving residents convenient access to medical care. The Gulmi Health Insurance Board Liaison Branch Office reports that as more residents become aware of the value and efficacy of the government-introduced health insurance program, the number of Gulmi residents obtaining health insurance rises annually.
In Gulmi, the health insurance program was established in 2076 with the goal of offering the general population high-quality medical care. The number of insured people in this district, which consists of ten rural villages and two municipalities, has been rising annually. The population of Gulmi, as of the census taken in 2078, is 246,836.
Subas Ghimire, the district coordinator of the Health Insurance Board Liaison Branch Office Gulmi, stated that as of right now, 113,855 individuals had obtained health insurance. Ghimire estimates that 54% of the residents in this district do not have access to insurance.
The greatest number of residents of Resunga municipality have health insurance among the district's 12 local levels. The rural municipality of Madane has the least insured citizens. Some insurance holders claim that using their policy to obtain medical care is a difficult process. Five members of a family can receive health care worth one lakh rupees a year for three thousand five hundred rupees. Families with more than five members can obtain health services for 20,000 per year, or $700 per person.
Resunga municipality has 21,635 insured residents. In the Musikot municipality, there are just 6,977 residents with health insurance. The office reports that 14,462 people from Satyavati, 7,367 from Malika, and 6,166 from Kaligandaki rural municipality have health insurance subscriptions. In a similar vein, Madane has just 2,983 residents with health insurance.
There are 12,978 people with health insurance policies in the Ruru region. In the Chhatrakot Rural Municipality, 11,212 people have obtained health insurance. According to the office's data, there are 8,769 insured persons in the Dhurkot Rural Municipality, 9,372 in the Gulmi Darbar Rural Municipality, 6,175 in the Isma Rural Municipality, and 5,755 in the Chandrakot Rural Municipality.
The government believes that it is impossible to provide residents with insurance. In order to facilitate easy access to health insurance, Coordinator Ghimire stated that it is imperative to raise public understanding of the value of insurance and its advantages at the community level. He claims that the only way the number of insured will rise is if the government can focus on making insurance mandatory for everyone working in the formal sector, approving permanent position structures in the health insurance industry, monitoring and inspecting healthcare facilities, and ensuring that citizens have access to enough prescription drugs that have been approved by the insurance board.
The government has been offering free health insurance to elderly people, those living with HIV, people with leprosy, and people with complex tuberculosis. On the other hand, some persons are denied insurance because of their precarious financial situation. Given that communities, the government, and individuals all actively participate in health insurance, it would seem reasonable for the government to mandate it. The number of patients using the health insurance program to receive care at Gulmi Hospital is rising. Every day, hundreds of patients visit the hospital.
